Proverbs 20:4

The sluggard will not plow by reason of the cold; therefore shall he beg in harvest, and have nothing.

The sluggard will not plow by reason of the cold - Hebrew, the winter. Disinclination is never in want of excuses. Small difficulties are great to the lazy.

(Therefore) shall he beg in harvest, and (have) nothing. He who will, not plow shall not reap. The Hebrews say, 'He who hath not prepared on the eve of the Sabbath shall not eat on the Sabbath.' Religion now costs something, but the want of it shall hereafter cost infinitely more. 'The shrinking from the cold is the avoiding the cross' (Melancthon).