Ephraim said; this covetous, oppressive merchant reckoned with himself, or discoursed with himself, upon the whole of his trading. Yet I am become rich; whatever is said by some, or thought by others, yet I get what I aim at: either it is good and lawful, and prospered to me by the blessing of God on it because it is just and righteous, or it is not so bad as morose prophets and preachers make it, or at worst (which I will venture, saith Ephraim) it lessens my innocency, but improves my stock, and this is more to such merchants than all the poor innocence in the world. I have found me out substance; the same thing, with a vain boast of what is not in his wealth and substance. If in his gain he assumed his own only to himself, it were praiseworthy; that is, if he took to himself with shame the sinful manner of acquiring it; but he takes the praise to himself, and forgets God; boasts of his wit, though he cannot of his honesty. In all my labours they shall find none iniquity in me that were sin; finally, he hugs himself in the apprehension of close and crafty carriage of all his affairs, that no great fault, no crime, can be found in it to deserve a reproach or punishment, that he hath more reason to believe all is well since it doth prosper, than to suspect any great miscarriage which should deserve punishment. So this people do at once flatter themselves into security, fearless of punishment, and into hardened obstinacy in sin incapable of amendment.

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